Cookie Policy

Introduction

At https://yesmfbank.com (the "Website"), we use cookies to make your overall experience on our website better. By using our website or any of our services, you consent to our use of cookies. This Cookies Policy will explain what cookies are, how we use them, and what your rights are in relation to our use of cookies. We'll also discuss our third-party cookies and what they mean for you.

What are cookies?

Cookies are small files that are placed on your device to store information. Specifically, cookies are small strings of text used to store information that may concern you, your behavior on the web, your preferences, or your device. Cookies are mainly used to adapt the operation of the Website to your expectations, offering a more personalized browsing experience and memorizing the choices you made previously.

Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Cookies can be used by web servers to identify and track users as they navigate different pages on a website and identify users returning to a website.

How we use cookies

Specifically, we use cookies to:

a) Store information for the time you are on the Website (called "Session Cookies");

b) Store information to recognize your browser or device each time you visit (called "Persistent Cookies");

c) Store your login name, password, and other user data information, if you choose to;

d) Analyze your behavior on our website, so we can continue to improve;

e) Allow others to advertise on our website or track information about you to improve advertising to you;

f) Allow us to display advertisements to you on other websites;

g) Improve the security of the website;

h) Help us make our website more relevant to you.

Third-party cookies

We also utilize third-party cookies, which are cookies sent by a third-party to your computer or mobile device. The majority of third-party cookies consist of tracking cookies used to identify online behavior, understand interests, and then customize advertising for you.

We use the following different types of cookies:

- Essential cookies

These are cookies which are needed for our websites or portals to function properly, for example, these cookies allow you to access secure areas of our website/portal.

- Performance cookies

These cookies collect information about how visitors and users use our websites and portals. These cookies don’t collect information that identifies a visitor or user. All information these cookies collect is aggregated and therefore anonymous.

- Functionality cookies

These cookies allow our websites and portals to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts, and other parts of web pages that you can customise. They may also be used to provide services you have asked for. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

- Personalisation cookies

These cookies are for Storage of your preferences and settings. Our website uses these cookies to save settings, such as the language setting and font size on your computer or mobile device, and other browser preferences.

- Advertising cookies

https://yesmfbank.com uses cookies to collect information about your online activities and interests and provide you with advertisements that correlate most highly with you.

- Statistical cookies

With cookies, Yes Microfinance Bank can collect information about your use of our websites and other applications, either for a single visit (using a session cookie) or for repeated visits (using a persistent cookie).

- Social Media Cookies

Social media cookies are linked to services provided by third parties, such as ‘Like’ buttons and ‘Share’ buttons. The third party provides these services in return for recognising that you have visited our websites.

Information we collect through cookies

Cookies on our Platform may collect information through log data, such as:

a) internet protocol (IP) address;

b) type of browser and device;

c) date and time of visit;

d) web page of origin (referral) and exit;

e) possibly the number of clicks;

f) Information about your choices, settings and surfing habits related to our website.

Managing your cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. You can manage or request the general deactivation or cancelation of cookies through your browser. If you do this though, please be advised this action might slow down or prevent access to some parts of the Website.

If you clear cookies, you will need to change your settings the next time you visit Yes Microfinance Bank websites. For further information and support, you can also visit the specific help page of the web browser you are using:

- Internet Explorer: http://windows.microsoft.com/en-us/windows-vista/blockor- allow-cookies

- Firefox: https://support.mozilla.org/en-us/kb/enable-and-disable-cookieswebsite- preferences

- Safari: http://www.apple.com/legal/privacy/

- Chrome: https://support.google.com/accounts/answer/61416?hl=en

- Opera: http://www.opera.com/help/tutorials/security/cookies/

If you are using a browser, we have not included above please refer to their website and support services.

How often will we update this, Cookie Policy?

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

The cookie was last updated on 04th of January, 2023

Consent

By using our website or clicking I agree, you give us permission to use all the aforementioned cookies.

How to contact us

For any questions on our cookies policy, you can reach us at the following email: contact@yesmfbank.com;